Documents needed to buy a property in St Kitts

St Kitts and Nevis are Caribbean countries that offer interesting conditions for those who want to invest there.

There are two types of home purchases in St Kitts, namely, owner-occupied residential properties and rental properties. Both options offer several benefits, but each has its own advantages and disadvantages. Today we will focus on the good aspects, and leave it to you to explore the rest.

In 1994, Saint Kitts joined the Organization of Eastern Caribbean States. It now enjoys strong economic growth supported by tourism and financial services. The good thing is that by buying a property you also meet the conditions for citizenship. And we can say that St Kitts has a passport with which you can travel to more than 140 countries around the world. This makes it one of the most powerful, especially in the period after separation from the British colonies.

It’s important to note that Saint Kitts and Nevis is the name of the country consisting of these two islands.

What documents do I need to purchase a house in St Kitts?


If you want to buy a home in St Kitts, you’ll need to provide proof of identity and residency. This is especially important because the real estate market has become very competitive.

You should start by submitting an application form at local migration offices. The information required depends on where you live.

If you don’t already have a passport or driver’s license issued by your native country, you might need to get them from the nearest embassy or consulate. In addition to your passport, you’ll also need identification such as your birth certificate or utility bill. Make sure these documents are valid and current.

If you’re buying a condo or villa, you’ll probably need a mortgage loan approval letter. For more information check on

The steps in this process are as follows:

  1. Visit a bank and apply for an Agreement in Principle. Do this at a local St Kitts bank.
  2. Find a real estate agent and start selecting properties.
  3. Sign a sales contract.
  4. If necessary, sign a mortgage agreement.
  5. Negotiate the terms of the contract with your vendor.

The Complete Guide to Buying St Kitts Property


This island is a real treasure of the Caribbean. Imagine how wonderful it would be to be able to invest in property there, knowing that the opportunities are truly wonderful.

For example, if you buy property in St Kitts and Nevis, you get many benefits, including a low tax regime and connectivity to many airports around the world. You can also become a passport candidate from this country.

In addition, you will enjoy the beautiful beaches and climate, while getting excellent conditions for the return on the investment over the years.

You can choose from a variety of properties, from houses, and villas, to bungalows or tourist facilities. You can apply alone or together with other persons, for facilitating financial conditions.

But to do that you need:

  • To apply for an Alien Landholding License
  • Buy pre-approved property through Citizenship by Investment
  • To invest $400,000 as a single applicant or at least $200,000 as joint ownership
  • Find a property and make an offer to the seller
  • If accepted, you must sign a contract with the seller
  • Attach proof of payment of 10% of the deposit
  • Pay the entire property after you get the Alien Landholding License

In general, these are the main things you need to issue or complete before the purchase is done.

Still, you have to be informed about particular conditions related to the property.

Benefits of buying property in St Kitts


We have heard many times that owning real estate also means personal wealth. Having your own house on one of the most beautiful islands in the world is certainly a privilege. Many dreams of that thing without knowing how easy it actually is to achieve.

Buying a property in St Kitts and Nevis is not something that is difficult, but you must understand all the conditions that are required to exercise your right.

In addition, you have two types of ownership documents, called land deeds and land titles. The former is used for unregistered land, while the latter is when the land is fully legalized.

And when we talk about the benefits of owning a property in St Kitts, then it is good to focus on:

  1. Tax heaven

Imagine a place in the world that is a tax heaven, by the sea, and you have the freedom to invest even as a foreign citizen. And of course, it is important to note that there are no hidden costs, and all laws are clear to all residents.

  1. You get a valid address

Many times people buy illegal properties and have a fictitious address in their foreign passport. The difference on St Kitts is that the property is completely legal and you get a legal local address. In fact, you become a resident of a beautiful Caribbean country and you can realize your dreams of such a life.

  1. You can sell the property after a certain time

If you happen to need to sell the property, you can do so in accordance with the residency agreement and conditions. However, if all conditions are properly met, you are still a citizen who can re-purchase land or property and return to live on the island.


St Kitts is one of the countries in the world worth visiting even if you are not planning to buy property. Our advice is to go on vacation at least once and enjoy the beauty of the island.

On the other hand, keep in mind that the terms of investments and property purchases are variable. You must therefore regularly monitor and conform your plans to local laws. It may happen that what you watched last year is no longer valid right now.

That’s why we advise you to get information from relevant sources and plan your investments and purchases wisely.